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American Express

American Express (R) Gold Card

Exclusive access to Gold Card Events - select concerts, shows, major sporting events, and more.
Purchase Protection* can protect eligible items for up to 90 days from the date of purchase if stolen or accidentally damaged. *Underwritten by AMEX Assurance Company
Redeem Membership Rewards(R) points for an exclusive array of travel, shopping, dining and entertainment rewards.
Introductory annual fee of $0 for the first year, then $125.
Get a decision in as little as 60 seconds.

Credit Needed	Annual Fee	Balance Transfer	Intro APR	Ongoing	Issuer
Excellent*	$125 annual fee	N/A	N/A	N/A	American Express

American Express(R) Premier Rewards Gold Card

Membership Rewards(R) bonus: 25K points, redeemable for select gift cards valued at $250, when you spend $2,000 in your first three months of card membership.
Membership Rewards(R) points multiply fast! Earn 3X points on airfare, 2X points on gas and groceries, 1X points on everything else.
Exclusive access to Gold Card Destinations and events - Enjoy special travel packages and amenities at hotels worldwide, as well as select concerts, shows, major sporting events, and more, nationwide.
Introductory annual fee of $0 for the first year, then $175.
Get a decision in as little as 60 seconds.

Credit Needed	Annual Fee	Balance Transfer	Intro APR	Ongoing	Issuer
Excellent*	Introductory annual fee of $0 for the first year, then $175	N/A	N/A	N/A	American Express

Blue Cash Everyday(SM) Card from American Express

Earn $100 cash back after spending $1,000 in eligible purchases in the first 3 months of Cardmembership
0% intro APR on purchases for 12 months, flexibility to pay over time
Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases
NO spend minimum, NO enrollment, and NO rotating rewards categories
Get a $25 Referral Bonus for each friend or family member who is approved for the Card
No annual fee, flexibility to pay over time

Credit Needed	Annual Fee	Balance Transfer	Intro APR	Ongoing	Issuer
Excellent*	None*	Yes*	0% on Purchases for 12 months	17.24%-22.24% Variable	American Express

Blue Cash Preferred(SM) Card from American Express

Earn $150 cash back after spending $1,000 in eligible purchases in the first 3 months of Cardmembership
0% intro APR on purchases for 12 months, flexibility to pay over time
Get 6% cash back at supermarkets, 3% cash back at gas stations and department stores, and 1% cash back on all other purchases
NO spend minimum, NO enrollment, and NO rotating rewards categories
Get a $75 Referral Bonus for each friend or family member who is approved for the Card
The annual fee pays for itself. With 6% cash back at supermarkets, if you spend just $25 weekly at your supermarket, you can receive over $75 cash back from these purchases alone.

Credit Needed	Annual Fee	Balance Transfer	Intro APR	Ongoing	Issuer
Excellent*	None*	Yes*	0% on Purchases for 12 months	17.24% - 22.24% Variable	American Express

Blue Sky from American Express(SM)

7,500 bonus points when you spend $1,000 within 3 months - redeemable for a $100 statement credit.
No annual fee.
Travel rewards with no blackout dates or travel restrictions. Redeem with any airline, any car rental, any hotel - anytime.
Pay your bill all at once, or over time. It's up to you.
Blue Savings Program(R): big deals on big brands, all the time.
Get a decision in as little as 60 seconds.

Credit Needed	Annual Fee	Balance Transfer	Intro APR	Ongoing	Issuer
Excellent*	No Annual Fee	Yes	0% on Purchases for 12 months	17.24%-22.24% Variable	American Express

Gold Delta SkyMiles(R) Credit Card from American Express

Earn 30,000 bonus miles toward Award Travel when you spend $500 on the Card in the first three months from account opening
$0 intro annual fee for the first year, then $95
Check your first bag FREE - for up to 9 people on your reservation - on every Delta flight
Receive double miles on Delta purchases and 1 mile for all other eligible dollars spent
Priority Boarding and 20% In-Flight Savings

Credit Needed	Annual Fee	Balance Transfer	Intro APR	Ongoing	Issuer
Excellent*	$0 intro annual fee for the first year, then $95	Yes*	N/A*	15.24% - 19.24% Variable	American Express

Starwood Preferred Guest(R) Credit Card from American Express

Starpoints(R) Bonus: 10K with your first purchase and another 15K when you spend $5k within 6 months - enough for up to 6 free nights at a Category 1 or 2 hotel
Free nights, free flights: Redeem Starpoints with over 350 airlines through SPG Flights and more than 1,000 hotels and resorts worldwide. No blackout dates
2011 SmarterTravel(R) Award for "Best Travel Rewards Card"
$0 introductory annual fee for the first year, then $65

Credit Needed	Annual Fee	Balance Transfer	Intro APR	Ongoing	Issuer
Excellent*	$0 introductory annual fee for the first year, then $65	Yes	2.90% on Purchases and Balance Transfers for 6 months	15.24% - 19.24% Variable	American Express

The Platinum Card(R) from American Express

25,000 Membership Rewards(R) points when you spend $2,000 during your first three months of Card membership.
Global Travel Benefits: Access over 600 lounges worldwide with Priority Pass(TM) Select, no foreign transaction fees, skip U.S. customs lines with Global Entry.
Enroll and select an airline to receive up to $200 annually in statement credits for incidental fees such as checked bags, in-flight refreshments, and change fees.*
Receive a companion ticket for discounted travel when you purchase a qualifying First- or Business-Class international ticket. Additional charges/taxes apply.
24/7 Platinum Card(R) Concierge service for assistance with reservations, travel, gifts, and more
FINE HOTELS & RESORTS Program: exclusive upgrades and amenities at over 700 boutique, resort, and luxury hotels worldwide
Use Membership Rewards Pay with Points for part or all of your travel and get 20% of those points back every time.

Credit Needed	Annual Fee	Balance Transfer	Intro APR	Ongoing	Issuer
Excellent*	$450 annual fee	N/A	N/A	N/A	American Express

True Earnings(R) Card from Costco and American Express

American Express(R) Card and Costco Membership Card in one - with no annual fee for Costco members
Cash back on the things you buy: 3% for the first $3,000 in annual gasoline purchases (1% thereafter), 2% for restaurants, 2% for travel, and 1% everywhere else, including Costco
Rated 4.5 out of 5 stars in overall satisfaction by current TrueEarnings(R) Cardmembers from Costco and American Express

Credit Needed	Annual Fee	Balance Transfer	Intro APR	Ongoing	Issuer
Excellent*	No annual fee for Costco members	Yes	0% on Purchases for 6 months	15.24% variable	American Express

Gold Delta SkyMiles(R) Business Credit Card from American Express OPEN

Earn 30,000 bonus miles toward Award Travel - when you spend $500 on the Card in the first three months from account opening
Check your first bag free-for up to 8 people on your reservation-on every Delta flight
Receive double miles on Delta purchases and 1 mile for all other eligible dollars spent
Priority Boarding and 20% In-Flight Savings
$0 intro annual fee for the first year, then $95
No annual fee for Additional Cards
Save 3% to 10% automatically on business expenses from FedEx, Hertz(R), OfficeMax(R), and more with OPEN Savings(R)

Credit Needed	Annual Fee	Balance Transfer	Intro APR	Ongoing	Issuer
Excellent*	$0 introductory annual fee for the first year, then $95	N/A	None	15.24% - 19.24% Variable	American Express

SimplyCash(R) Business Card from American Express OPEN

Get 5% cash back on wireless services and office supply purchases*
Get 3% cash back on automobile gasoline*
Get 1% cash back on other purchases*
No limit to the amount of cash back you can earn
Cash back on purchases is automatically credited to your statement each month
Save 3% to 10% automatically on business expenses from FedEx, Hertz(R), OfficeMax(R), and more with OPEN Savings(R)
No annual membership fee

Credit Needed	Annual Fee	Balance Transfer	Intro APR	Ongoing	Issuer
Excellent*	N/A	N/A	0% on Purchases for 6, 9, or 12 months	12.24% - 19.24% Variable	American Express

Starwood Preferred Guest(R) Business Credit Card from American Express OPEN

Earn up to 25,000 Starpoints(R) - Receive 10,000 Starpoints after your first purchase, and another 15,000 bonus Starpoints when you spend $5,000 in 6 months - enough for up to 6 free nights at a Category 1 or 2 hotel.
Redeem Starpoints at over 1,000 hotels and resorts in nearly 100 countries, and for flights on more than 350 airlines through SPG Flights. No blackout dates.
$0 introductory annual fee for the first year, then $65

Credit Needed	Annual Fee	Balance Transfer	Intro APR	Ongoing	Issuer
Excellent*	$0 introductory annual fee for the first year, then $65	N/A	None	15.24% - 19.24% Variable	American Express

The Business Gold Rewards Card(R) from American Express OPEN

FOR A LIMITED TIME: Earn 5X points on shipping and advertising for the first 3 months of Card membership.
Earn points even faster to get more rewards for your business
3X points on airfare, 2X points on advertising, gas, and shipping, 1X points on everything else
One million rewards from over 500 brands
24/7 support for everything from identity theft to travel emergencies
$0 introductory annual fee for the first year, then $175
Get unlimited Additional Gold Cards for an additional annual fee of $50 - and this fee is waived for the first year
Terms & Restrictions Apply.

Credit Needed	Annual Fee	Balance Transfer	Intro APR	Ongoing	Issuer
Excellent*	$0 introductory annual fee for the first year, then $175	N/A	N/A [You must pay your balance in full each month]	N/A [You must pay your balance in full each month]	American Express

The Business Platinum Card(R) from American Express OPEN

FOR A LIMITED TIME: Earn 25,000 Membership Rewards(R) points by spending $5,000 in the first 3 months.
Enroll and select an airline to receive up to $200 annually in statement credits for incidental fees such as checked bags, in-flight refreshments, and change fees.*
20% Travel Bonus when redeeming with Membership Rewards(R) Pay with Points
Take advantage of 40 premium benefits and rewards, including 24/7 concierge service and dedicated business consultants
Complimentary airport club access to 600+ partner lounges, a $950/yr value
By Invitation Only: Receive exclusive access to events, ideal for entertaining clients or treating staff, worldwide that aren't available to the general public
No pre-set spending limit

Credit Needed	Annual Fee	Balance Transfer	Intro APR	Ongoing	Issuer
Excellent*	$450	N/A	N/A [You must pay your balance in full each month]	N/A [You must pay your balance in full each month]	American Express

The Plum Card(R) from American Express OPEN

The Everything, Everywhere Trade Terms Card (SM) from American Express OPEN
Pay in full within ten days, get a 1.5% discount
OR pay as little as 10% and take up to 2 months to pay off the balance, interest free
$0 introductory annual fee for the first year, then $185
A powerful cash flow management tool

Credit Needed	Annual Fee	Balance Transfer	Intro APR	Ongoing	Issuer
Excellent*	$0 introductory annual fee for the first year, then $185	N/A	N/A	N/A	American Express

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